CONSTRAINTS OF FINANCING SMALL - SCALE BUSINESSES BY WOMEN ENTREPRENEURS THROUGH BANKS IN ENUGU NORTH LOCAL GOVERNMENT AREA
The study was designed to address the constraints of small scale women entrepreneurs in accessing funds from banking institutions in Enugu North Local Government Area. The
study which was a survey, was carried out in Enugu North Local Government Area of Enugu State. Two research questions guided the study. The population for the study comprised 24J of 33 registered small-scale women entrepreneurs in the local government, and 94 staff of six banks in the area. The sample for the study were 54 small scale women
entrepreneurs, and 33 management staff of the six banking institutions were randomly selected using purposive sampling. Two sets of 23-items questionnaire were used for the two groups of the sample. The result of the study determined the constraints of small scale
women entrepreneurs in accessing funds from banks. The result also identified the
constraints that prevented banking institutions from accessing loans to small-scale women entrepreneurs in Enugu North Local Government Area. Recommendations were made in line with thefindings ofthe study.